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Louis T. Roth & Co. PLLC

Krystal D. Chambers

Contact Us (502) 459-8100

“Taxes, bookkeeping and financial issues can be stressful. As an advisor, I want to eliminate this burden for my clients.”


Krystal D. Chambers
Krystal's vCard

Krystal joined Louis T. Roth & Co. in 1991. As a partner, she provides comprehensive tax and consulting services, and more specifically, she offers tax planning and preparation services for individuals and closely-held businesses.

Krystal’s professional career began in 1985. Before joining Louis T. Roth, she worked at Touche, Ross & Co. in the audit department. She also previously provided audit and tax services at Joe Sutherland, CPA. Her diverse background has given her the skills and knowledge to meet her clients’ unique needs.

Krystal’s clients are glad she’s part of their team. Throughout her career, she has assisted with a wide range of issues; for example, Krystal has prepared income tax projections for a client regarding the possibility of a Roth IRA conversion to reduce estate taxes and benefit the client’s children. In addition, a client who had self-prepared their individual tax returns turned to Krystal for help with an IRS audit, resulting in a substantial reduction in taxes, as well as related penalties and interest.

Krystal became interested in a career in public accounting in high school. She is grateful for her supportive family, her faith and the opportunity to work alongside her professional mentors at Louis T. Roth.

Raised in Calvert City, Kentucky, Krystal currently resides in Simponsville with her husband, Jim, and their son. In her spare time, she enjoys spending time with her family, scuba diving, scrapbooking, snow skiing and traveling.


  • Certified Public Accountant (CPA)


  • American Institute of Certified Public Accountants (AICPA)
  • Kentucky Society of CPAs (KyCPA)


  • Murray State University
    • Bachelor of Science, Accounting, 1985